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Terms & Privacy

Terms of SERVICE v.1.2
Effective Date: 27 March 2017

Your acceptance of these Terms of Service with Insight Network Inc ("Insight Timer", "us", "we" or "our" as applicable), as of the Effective Date and as modified from time to time ("Terms"), is required in order for you to access and use the "Services", defined as the Insight Timer services as enabled by the Insight Timer application and/or website presenting these Terms ("App"), including the functionality and Content (as defined below) Insight Timer makes available.

Please read these Terms and the Insight Timer Privacy Policy (available at https://insighttimer.com/privacypolicy_separate) ("Policy") carefully. If you do not agree to these Terms or the Policy, you cannot use the Services. We provide the Services subject to your acceptance and ongoing compliance with these Terms.We reserve the right at our discretion to modify these Terms periodically. We may require your assent to the modified terms as a condition of your continued access to the Services. Your continued use of the Services after the effective date of such modifications indicates your acceptance to the modified Terms.

If you violate any of these Terms, your permission to use the Services automatically terminates, unless such violation is waived by us in writing in our sole discretion.

You must be over 13 years of age to use the Services. You are allowed to access and use the Services only if you are legally permitted to do so via the laws of your jurisdiction, including laws regarding minimum age requirements. You acknowledge that use of the Services requires connection to, and data transfers over, the network and therefore may impact your data usage charges imposed by your wireless operator.


1.1 Subject to your compliance with these Terms, particularly sections 2, 4, 6 and 7 below, we grant to you a fee-bearing, non-exclusive, non-transferable right and license to use the Services and access and use the images, audio, video, graphics, text, posts, comments, signals, ratings, and any other text, content, material, information or data accessible via use of the Services, including any of the foregoing from other users (collectively, "Content"). You shall not sublicense, sell access, resell, transfer, distribute, make derivative works or improvements of, monetize or commercially exploit or make available, the Services.

1.2 You hereby grant to us without charge the perpetual, irrevocable, worldwide, non-exclusive right and license to use, reproduce, modify, create derivative works and improvements of, and distribute your Content for purposes of providing, developing, improving, and promoting the Services. You hereby grant to all other users of the Service the perpetual, irrevocable, worldwide, non-exclusive right to access and use your Content as part of the Services. Further, you agree that we are free to use and implement in perpetuity without compensation, attribution or obligation to you any feedback, improvements, recommendations, ideas, and error corrections you voluntarily provide to us relating to the Services.

1.3 No other right or license to the Content is provided, and no other license shall be implied, by course of conduct or otherwise. We retain all right, title and interest in and to the Services, and all associated intellectual property rights. Except as expressly authorized by these Terms, you shall not use, reproduce, or distribute Content contributed by other users or by us.

2.1 All Content, whether publicly posted on or privately transmitted via the Services, is the sole responsibility of the user from which such Content originated. You are entirely responsible for all Content that you contribute. You shall not transmit Content or otherwise conduct or participate in any activities via the Service which, in our sole judgment, is likely to be prohibited by law or these Terms or violative of third party rights in any applicable jurisdiction.

2.2 You agree not to upload, download, display, or distribute any Content or otherwise engage in any activity in connection with the Service that:
(a) is hateful, offensive, libelous, defamatory, obscene, pornographic, lewd, abusive, erroneous, or threatening;
(b) advocates or encourages conduct that could constitute a criminal offense, give rise to civil or criminal liability, or otherwise violate any applicable local, state, national, or foreign law or regulation;
(c) promotes illegal or harmful activities or substances;
(d) constitutes infringement of the intellectual property rights of any party;
(e) creates an impression that is incorrect, misleading, or deceptive, including by impersonating others or otherwise misrepresenting your identity or affiliation with a person or entity;
(f) is for the purpose of soliciting other users to join commercial organizations or groups other than groups established pursuant to the Services; and
(g) reveals other people's private or personally identifiable information without their express authorization and permission.
You represent and warrant that all Content you submit is accurate and not misleading to the best of your knowledge, is not confidential, and is not in violation of these Terms or third party rights.

We may, in our sole discretion, terminate the Services as to any Content that we believe in our sole judgment is not in compliance with these Terms. We may preserve and disclose Content if required to do so by law or judicial or governmental mandate or as reasonably determined useful by us to protect the rights, property or safety of Insight, users and/or the public.

2.3 You may be exposed to Content that is offensive, indecent, objectionable, false or erroneous. You must evaluate, and shall bear all risks associated with, the use of any Content, including any reliance on the accuracy, quality, integrity, completeness, or usefulness of such Content. Under no circumstances will we be liable in any way for any Content, including, but not limited to, liability for any errors or omissions in any Content, or for any loss or damage of any kind incurred as a result of the use of any Content. You hereby waive and release any claims you may have against us arising or resulting from use or misuse of your Content, failure to comply with or enforce these Terms, or for any act, omission, or conduct of any other user.

2.4 Insight Timer, any Service, other users, or a third party may provide links to other websites or login access via such links. Such third party links and services shall not be construed as an endorsement, sponsorship, or affiliation. We exercise no control whatsoever over such other non-Insight Timer websites, services and web-based resources and are not responsible or liable for the availability thereof or the content, advertising, products or other materials thereon, or for any damage or loss incurred or suffered by any user in connection therewith. Your access and use of same, including information, material, products and services therein, is solely at your own risk.

2.5 We do not guarantee the authenticity of the identity of any user. Users are solely responsible for authenticating the identity of other users. You acknowledge that identities may be concocted and that other users may be acting under false pretences or acting without authority.


You will receive, or will be permitted to create, username information ("Sign-On Credentials"). If you create your own Sign-On Credentials, such Sign-On Credentials are subject to our approval and we reserve the right to refuse or revoke any Sign-On Credentials at any time and for any reason.
You are wholly responsible for maintaining the confidentiality of your Sign-On Credentials and wholly liable for all activities occurring under such Sign-On Credentials. You shall not transfer to any party your Sign-On Credentials, or use the Sign-On Credentials of another, without our prior written consent. You shall immediately notify us at help@insight.co of any unauthorized use of Sign-On Credentials or any other breach of security. We will not be liable for any loss or damage arising from failure to comply with this section or from unauthorized use of the Sign-On Credentials.
You can create your Sign-On Credentials via the App, website, or through your account with Facebook. If you choose the Facebook account option, we will create your Sign-On Credentials by extracting from your Facebook account certain personal information such as your name and email address and other personal information that your privacy settings on your Facebook account permit us to access.
You must us provide with accurate, complete and up-to-date information for your Sign-On Credentials and must update such information, as needed, to keep it accurate, complete and up-to-date. If you do not do so, we may have to suspend or terminate your Sign-On Credentials.


4.1 You shall not use the Services or engage in any activity that in any manner could damage, disable, overburden, or impair the Services, or any Insight Timer server, or the network(s) connected to any Insight Timer server, or interfere with any other party's use and enjoyment of the Services. You shall not attempt to falsify or alter Content posted by others except via normal and intended operation of the Services. You may not attempt to gain unauthorized access to other accounts, computer systems or networks connected to any of our servers or to any of the Services, through hacking, password mining or any other means, or exploit bugs or weaknesses in the Services.

4.2 You are prohibited from violating or attempting to violate any security features of the Services, including, without limitation:
(a) accessing Content not intended for you, or logging onto a server or account that you are not authorized to access;
(b) attempting to probe, scan, or test the vulnerability of the Services, or any associated system or network, or to breach security or authentication measures without proper authorization;
(c) interfering or attempting to interfere with Services to any user, host, or network, including, without limitation, by means of submitting a virus, overloading, "flooding," "spamming," "mail bombing," or "crashing";
(d) using the Services to send unsolicited messages, including, without limitation, promotions or advertisements for products or services;
(e) publishing or linking to malicious content intended to damage or disrupt another user's browser or computer or to compromise a user's privacy or anonymity;
(f) forging any TCP/IP packet header or any part of the header information;
(g) accessing or tampering with non-public areas of the Service, our computer systems, or the technical delivery systems of our providers;
(h) accessing or searching the Service by any means (automated or otherwise) other than through the currently available, published interfaces that are provided by us (and only pursuant to those terms and conditions), unless you have been specifically allowed to do so in a separate agreement with us; or
(i) attempting to modify, reverse-engineer, decompile, disassemble, or otherwise reduce or attempt to reduce to a human-perceivable form any of the source code used by us in providing the Services.

4.3 You shall not engage in harvesting or other collection of information about other users, without our prior and each such user's prior written consent. You agree not to use or launch any automated system, including without limitation, "robots", "spiders", "crawlers", data mining tools etc. that accesses the Services, including in a manner that sends more request messages to our servers in a given period of time than a human can reasonably produce in the same period by using conventional on-line web browsers.

4.4 You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the Services. The Services are for your personal and individualized use only. Without limiting the generality of the foregoing, you shall not publish, distribute or transmit to the general public via any medium, whether via print, online, or otherwise, the Content or Services, except through or as otherwise authorized by us, and you shall not engage in "framing," "mirroring," or otherwise simulating the appearance or function of the Services. You may not use any meta tags or other hidden text or metadata utilizing any Insight Timer trademark, logo URL or product name without our express written consent. You shall not remove any copyright, trademark or other proprietary rights notices visible via use of the Services.

4.5 While we will use reasonable efforts to back up site data and make such data available in the event of loss or deletion, we have no responsibility or liability for the deletion or failure to store any Content. It is your sole responsibility to back up all your Content. We have no obligation to store, maintain or provide you a copy of any Content that you or other users provide when using the Services. We reserve the right to mark as "inactive" and archive Insight Timer accounts that are inactive for an extended period of time. Further, Insight Timer may monitor and collect information (including but not limited to technical and diagnostic information) about your usage of the Services in order to improve the Services and to verify compliance with these Terms.

4.6 Because no online system is perfectly secure or reliable, the Internet is an inherently insecure medium, and the reliability of hosting services, Internet intermediaries, your Internet service provider, and other service providers cannot be assured, you accept security risks, and the responsibility for choosing to use a technology that does not provide perfect security or reliability.


5.1 Important Provision Concerning Health-Related Content The App and the Services do not constitute medical or other professional advice. The App and the Services are not intended as a substitute for professional medical advice, diagnosis, or treatment. Any content concerning or related to physical or mental health that you may find in the Services and/or the App is broad in nature and in scope, describes only general principles, is not specific to you as an individual and does not take into account your personal circumstances, and may not be appropriate or relevant to your personal situation. Content in the Services and/or the App is not intended to be used to diagnose, treat, cure, or prevent any medical conditions and is not a substitute for consulting with your own healthcare professionals. If you have any concerns or questions about your physical or mental health, you should consult your own healthcare professionals. Reliance on any information provided tghrough the App and the Services is solely at your own risk. Never disregard professional medical advice or delay in seeking it because of something that you have read, seen, or heard on our Services or on the App.

(a) the Service will meet your requirements, goals or needs,
(b) Services access will be uninterrupted, timely, secure or error-free, or
(c) any errors or deficiencies will be corrected.

Further, scheduled and preventive maintenance as well as required and emergency maintenance work may temporarily interrupt services or access to the website. We reserve the right to discontinue or change the Service in any way and at any time, with or without notice to you, without liability.

5.3 We do not represent or warrant that Content available on or from the Service are accurate, complete, reliable, current or error-free or that the Services are free of viruses or other harmful components and, accordingly, you should exercise caution in the use and downloading or use of same. You download, access or otherwise obtain Content from the Service at your own discretion and risk and you are solely responsible for your use thereof, and any damages to your computing device, and any loss of data, and any other damage or harm of any kind, that may result therefrom.

5.4 Excluding only damages arising out of our gross negligence, fraud, or wilful misconduct, we shall not be liable for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to damages for loss of revenue, profits, goodwill, use, data or other intangible losses (even if we have been advised of the possibility of such damages), resulting from use or inability to use the Content or any Service; the cost of procurement of substitute services; unauthorized access to or alteration of a user's Content; statements or conduct of any third party on the App or any Service; or any other matter relating to Insight Timer, Content or the Service. Any liability to you or any third party in any circumstance is limited to US$50 in the aggregate. Some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, so the above limitation or exclusion may not apply to you. The foregoing limitations and exclusions apply to the maximum extent permitted by applicable law.

5.5 You agree to defend, indemnify, release and hold harmless us, our suppliers, and all officers, directors, employees, consultants, agents, and representatives of any of the foregoing (collectively "Indemnified Parties") from and against any and all claims (including third party claims), losses, liability, damages, and/or costs of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with:
(a) your unauthorized access to or use of, the Content and Services,
(b) your violation of these Terms, or
(c) your infringement, or infringement by any other user of your account, of any intellectual property or other right of any person or entity. Further, in the event you have a dispute with one or more other users, you hereby release the Indemnified Parties from claims, demands and damages (actual, direct and consequential) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, foreseeable and unforeseeable, arising out of or in any way connected with such disputes.

The App is free to download. We have certain content products that you may optionally purchase using the in-app purchase facilities on the Google Play Store and Apple App Store.
Fees and any other charges for the use of the Services, if any, are described on the App. Fees may change from time to time. If we change fees or charges, we will give you reasonable notice. If they do change, your continued use of the App after the change indicates your agreement with the new fees and charges after the effective date of the change. Any change to fees and other charges will not be applicable to the billing period in which the change occurs. We reserve the right at any time to correct any inadvertent pricing errors, to change or revoke any limited-time offer, and to correct any errors or inaccuracies in the App. You are responsible for all taxes applicable to the fees in any applicable jurisdiction.


7.1 Service Discontinuance.
We may from time to time modify or discontinue, temporarily or permanently, access to the App or any Service thereon (or any part, feature, or functionality thereof). We shall not be liable for any such modification, suspension or discontinuance.
7.2 Account Termination.
We reserve the right, in our sole discretion, to remove or reject any Content by you, or to deny, restrict, suspend, discontinue, or terminate your account or access to the Service or any portion thereof at any time, with or without prior notice or explanation, for any or no reason, and without liability. We may additionally terminate your account for cause, including for:
(a) violation of these Terms;
(b) abuse of Service resources or any attempt to gain unauthorized entry to the App or Services;
(c) use of the App or any Service in a manner inconsistent with the purpose of the Services;
(d) your request for such termination; and
(e) the requirements of applicable law, regulation, court or governing agency order.

Our termination of any user's access to the App or any Service may be effected without notice and, on such termination, we may immediately deactivate or delete any user's account and Content, and/or bar any further access to the App and Services. We shall not be liable for any termination of access to the App or Services.

7.3 Trademarks.
You are granted no right, title or license to any third party trademarks by these Terms, or to any of our trademarks or servicemarks except as expressly set forth in these Terms. We reserve all right, title and interest in and to our trademarks, servicemarks, trade names, domain names, and similar identifiers, including Insight Timer Network TM.

7.4 US DMCA.
If you believe that your work has been copied and is accessible on this site in a way that constitutes copyright infringement, you may notify us by providing our copyright agent with the following in writing:
a) identification of the copyrighted work that you claim has been infringed;
b) identification of the material that is claimed to be infringing and information reasonably sufficient to permit us to locate the material;
c) your name, address, telephone number, and email address;
d) a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;
e) a statement, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or are authorized to act on the copyright owner's behalf. The above writing must be electronically or physically signed by you. If we receive such a claim, we may refuse or delete Content as described under this section hereto, or terminate a user's account in accordance with these Terms.

Our designated agent to receive notification of claimed infringement under the Digital Millennium Copyright Act of 1998 can be contacted via help@insight.co and is located at Insight Network Inc, 101 The Embarcadero, Suite 200, San Francisco CA 94105, phone: +14156752101.

In addition to forwarding your notice to the person who provided the allegedly illegal content, we may send a copy of your notice (with your personal information removed) to Chilling Effects (www.chillingeffects.org) for publication and/or annotation. We reserve the right to remove Content alleged to be infringing or otherwise illegal without prior notice and at our sole discretion. In appropriate circumstances, we will also terminate a user's account if the member is determined to be a repeat infringer.

7.5 Governing Law.
These Terms, the Services, the App and Content, and any disputes related to or concerning any of the foregoing (including tort as well as contract claims, and whether pre-contractual or extra-contractual) shall be governed by the laws of the State of California, USA. The choice of law rules of any jurisdiction, the United Nations Convention on Contracts for the International Sale of Goods, and the American Law Institute's Principles of the Law of Software Contracts shall not apply and neither party shall invoke any of the foregoing in any proceeding between the parties. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to these Terms, the Services, the App or Content, must be filed within one (1) year after such claim or cause of action arose, or be forever barred.

7.6 Dispute Resolution.
Any disputes between or claims brought by you or us arising out of or related to these Terms, the Services, the App or Content (including tort as well as contract claims, and whether pre-contractual or extra-contractual, as well as the arbitrability of any disputes) shall be referred to and finally settled by binding arbitration before the International Court of Arbitration in accordance with the Rules of Arbitration of the International Chamber of Commerce ("ICC") in effect at the time of arbitration except as inconsistent with this section. The arbitration shall be conducted by telephone, on-line and/or based solely upon written submissions where no in-person appearance is required. If in-person appearance is required, such hearings shall be held in San Francisco, California. All awards may if necessary be enforced by any court having jurisdiction. The existence of any dispute, the existence or details of the arbitration proceeding, and all related documents, materials, evidence, judgments and awards therein, shall be kept confidential. Except as required by law, no party shall make any public announcements with respect to the proceeding or the award, except as required to enforce same. You and we agree that by entering into this Agreement, the parties hereby waive the right to a trial by jury and agree to only bring claims in an individual capacity and not as a plaintiff or class member in any purported class or representative proceeding. Notwithstanding the foregoing, nothing in this section shall preclude the right and ability to file and maintain at any time an action for recovery of injunctive or provisional relief in any court of competent jurisdiction under the laws applicable thereto. All claims (excluding requests for injunctive or equitable relief) between the parties must be resolved using arbitration in accordance with this section. Should either party file an action contrary to this section, the other party may recover lawyers' fees and costs, provided that the party seeking the award has notified the other party in writing of the improperly filed claim, and the other party has failed to withdraw the claim.

7.7 Assignment.
These Terms shall not be assigned, delegated, or transferred by you, in whole or in part, whether voluntary, involuntary, by merger, consolidation, dissolution, sale of assets, or otherwise, without our prior written consent. Any such purported assignment, delegation or transfer without such written consent shall be void. We may at any time assign these Terms without prior consent or notice. These Terms shall be binding on, and inures to the benefit of, the parties and their respective and permitted successors and assigns.

7.8 Injunctive Relief.
You acknowledge and agree that breach of these Terms, or any unauthorized use, disclosure or distribution of the Content, may cause irreparable harm to us, the extent of which would be difficult to ascertain, and that we shall be entitled to seek immediate injunctive relief (in addition to any other available remedies), in any court of competent jurisdiction under the applicable laws thereto.

7.9 Miscellaneous.
The Terms constitute the entire agreement between you and us and govern your use of the Services, superseding any prior agreements. You may be subject to additional terms and conditions that may apply when you use affiliate or third party content or services. If any provision of the Terms is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of the Terms remain in full force and effect. No waiver of any provision of these Terms shall be deemed a further waiver or continuing waiver or such provision or any other provision, and our failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision. Nothing herein shall be deemed to create an agency, partnership, joint venture, employee-employer or franchisor-franchisee relationship of any kind between us and any user or other person or entity, nor do these terms extend rights to any third party.


Terms of SERVICE v.1.2
Effective Date: 27 March 2017

In this Privacy Policy, "we," "us," "its" and "our" refer to Insight Network Inc and its affiliates ("Insight Timer"), and "you" and "your" refer to you.
Before using the application and/or website(s) containing the link to this policy (the "App"), please read carefully this Privacy Policy ("Policy") relating to your use of the App and the Insight Timer services ("Services").

A. Introduction
This Policy tells you how we use and protect personally identifiable information collected through use of the App and Services. This Policy covers only information that is collected through this App and Services. This Policy does not cover other web sites that may be linked to or from this App or Services, and does not cover information that may be collected through software downloaded from this App or Services; nor does this Policy apply to practices of companies that we do not control or to people we do not employ or manage.

By accepting the Policy during registration, you expressly consent to our collection, storage, use and disclosure of your personal information as described in this Policy and to all other terms herein. It may be possible for you to browse the App without telling us who you are or revealing any personally identifiable information about you. However, you lose anonymity once you give us your personal information, and by doing so, you agree to the transfer and storage of that information to our servers and to the terms of this Privacy Policy.

B. Information Collected
The following personal identity information ("PII") about you may be collected and stored by us:
(i) name, email address, photograph and geo-location;
(ii) purchase information based on your activities on the App or Services;
(iii) ordering, billing and other similar information you provide to purchase an item or service;
(iv) activity and usage information based on your activities on the App or Services, such as statistics on your practice, achievement of milestones, etc.;
(v) community discussions and posts, messages, dispute resolution, correspondence through the App and Services, and correspondence sent to us;
(vi) computer sign-on data, statistics on page views and traffic to and from the App or Services;
(vii) other technical information or data collected from App or Services traffic, including IP address and standard web log information;
(viii) supplemental or additional information we may request from you in the event previous information you've provided cannot be verified; and
(ix) information that you voluntarily provide to us.

If you create an Account using your login credentials from your Facebook account, we will be able to access and collect your name and email address and other PII that your privacy settings on your Facebook account permit us to access. We collect certain information that your mobile device sends when you use our Services, like a device identifier, user settings and the operating system of your device, as well as information about your use of our Services.

When you use the App, we may collect and store information about your location by converting your IP address into a rough geo-location or by accessing your mobile device’s GPS coordinates or coarse location if you enable location services on your device. We may use location information to improve and personalize our Services for you. If you do not want us to collect location information, you may disable that feature on your mobile device.

C. Our Use of Information
We may combine your information with information we collect from other sources to improve the App. We do not sell or rent your personally identifiable information to third parties for their marketing purposes without your prior consent. You agree that we may use your personal information as specified in the Terms of Service, and to:

(i) fulfil the purposes disclosed when you provided your information to us;
(ii) provide, deliver, and collect payment for the services, products, and customer support you request; (iii) review and process applications for employment;
(iv) resolve disputes, collect fees, and troubleshoot problems;
(v) prevent potentially prohibited or illegal activities, and enforce our App- and Service-related agreements;
(vi) customize, measure, and improve our services and the App's content and layout;
(vii) provide you with personalized content;
(viii) tell you about targeted marketing, service updates, and promotional offers based on your communication preferences; and
(ix) compare information for accuracy, and verify it with third parties. Further, we may disclose personal information to respond to legal requirements, enforce Terms of Service or App policies, in connection with a merger, sale of assets, or other similar corporate transactions, respond to claims that a listing or other content violates the rights of others, or protect the rights, property, or safety or any person.

Our website may utilize "cookies", which are small files placed on your hard drive or computing device, to help analyze our web page flow, customize our services, measure promotional effectiveness, and promote trust and safety. Certain features are only available through the use of cookies, and generally we need to use cookies to help identify you and maintain your signed-in status. You are always free to decline website or Service cookies via your browser settings, although doing so may interfere with your use of the website or Services. You may encounter cookies from third parties that we do not control. In addition, the App or Services may incorporate pixel tags, web beacons or other web site usage measurement technologies. Such devices are used to collect non-personally identifiable information, such as the identity of the applicable internet service provider, the user's IP address of his or her personal computer, the type of browser software and operating system in use, the date and time of site access, the website address, if any, from which the user linked, and other similar traffic-related information. Such information is used for the purposes described above. We may also aggregate such information with similar data collected from other users or disclose such information to third parties. However, we do not use such data in any way to create or maintain personally identifiable information from you.

D. Sharing Information
We may also share your personal information with:

(i) members of our corporate family to help detect and prevent potentially illegal acts and provide joint services to requesting users;
(ii) service providers, consultants or similar contractors to support or enhance the App or our business operations, or to whom we contract in order to carry out transactions initiated by you, such as credit card processing organizations;
(iii) other third parties to whom you explicitly ask us to send your information (or about whom you are otherwise explicitly notified and solicited consent when using a specific service);
(iv) law enforcement or other governmental officials, in response to a verified request relating to a criminal investigation or alleged illegal activity;
(v) persons s we believe in our sole discretion necessary or appropriate in connection with an investigation of fraud, intellectual property infringement, piracy, or other unlawful activity; and
(vi) other business entities, should we plan to merge with, or be acquired by that business entity.

We may periodically send you free newsletters and e-mails that directly promote our Services. When you receive such promotional communications from us, you will have the opportunity to "opt-out" (either through your Account or by following the unsubscribe instructions provided in the e-mail you receive). We do need to send you certain communications regarding the Services, such as communications regarding updates to our Terms of Service or this Privacy Policy, and you will not be able to opt out of those communications.

E. Your Use of the App
In order to offer the services for which you will use the App or Services, your user ID may necessarily be displayed throughout the App and Services and to the public. All of your activities on the App and Services will be traceable to your user ID. Notices are sent to other community members regarding suspicious activity and policy violations and refer to user IDs and specific items. Please understand that if you link your name with your user ID, others will be able to personally identify your activities.

F. Password and security
Your password deserves careful thought and protection. Use unique numbers, letters, and special characters and do not disclose your password to anyone. If you do share your password or your personal information with others, remember that you are responsible for all actions taken in the name of your account. If you lose control of your password, you may lose substantial control over your personal information and may be subject to legally binding actions taken on your behalf. If your password has been compromised for any reason, you should immediately access your profile on the App to change your password and notify us immediately at help@insight.co.

We take reasonable administrative, physical and electronic measures designed to protect the information that we collect from or about you (including your PII) from unauthorized access, use or disclosure. No method of transmitting information over the Internet or storing information is completely secure and accordingly, we cannot guarantee the absolute security of any information.

G. Updating Your Information
You can see, review and change most of your personal information by logging into the App or Services. We will not manually modify your personal information because it is very difficult to verify your identity remotely. You must promptly update your personal information if it changes or is inaccurate. Once you make a public posting, you may not be able to change or remove it. Upon your request, we will close your account and remove your personal information from view as soon as reasonably possible, based on your account activity and in accordance with applicable law. We retain personal information from closed accounts in order to comply with law, prevent fraud, collect any fees owed, resolve disputes, troubleshoot problems, assist with any investigations, enforce our App-related agreements, and take other actions otherwise permitted by law or as specified elsewhere in this Policy.

H. International transfers
Your PII may be transferred to, and maintained on, computers located outside of your state, province, country or other governmental jurisdiction where the privacy laws may not be as protective as those in your jurisdiction. If you are located outside the United States and choose to provide your PII to us, we may transfer your PII to the United States and process it there.

I. Applicability
Except as otherwise expressly included in this Policy, this document addresses only the use and disclosure of information we collect from you. If you disclose your information to others, whether they are users on the App or other Apps throughout the Internet, different rules may apply.

J. Children
The App and Services are not directed to children under thirteen (13) years of age, and we do not knowingly collect personally identifiable information from such children. If you are younger than thirteen, please do not provide any personally identifiable information to us. If a person 13 years of age or younger has provided personal information to us, a parent or guardian of such person should contact us at help@insight.co so that we can remove such personal information from our database. We reserve the right to limit participation in particular programs, offers or promotions to those over 18 years of age.

K. Jurisdiction
Insight Network Inc is located in the United States, as are the servers that make the App available. All matters relating to privacy issues are governed by the laws of the United States.

L. Policy Changes
We may amend this Policy at any time by posting the amended terms on the App, which will automatically take effect after they are initially posted except as otherwise specified.

M. Inquiries or Complaints
You may contact us at help@insight.co to request access, correction or deletion of any information we have about you, or to submit questions or complaints about this Policy.